How to pay your bills after a car accident injury

On Behalf of | Sep 12, 2022 | Car Accidents, Personal Injury

Car accident injuries can be stressful. Not only are you in pain, but you may be negotiating with the insurance company, unable to work and accumulating bills. When it comes to paying your mortgage, car repairs, medical bills or other daily costs, you should not have to worry.

Luckily, after a car wreck injury in New Jersey, you have several ways to recover your lost wages and manage your bills.

Personal injury protection

New Jersey car insurance policies include personal injury protection by law. Therefore, regardless of who was at fault in the accident, you should turn to your insurance to obtain these funds and to cover medical expenses. In some instances, you might also qualify for compensation from the other party’s insurance.

Lost wage coverage

Lost wage coverage, or income continuation, may allow you to recover lost earnings associated with the collision. If your insurance plan includes it, you will typically receive a weekly stipend. The amount varies according to your insurance plan.

Personal injury claim

If your injuries are severe and you have considerable expenses not covered by PIP or income continuation, you might consider filing a personal injury claim.

To demonstrate the impact of your injuries on your ability to work, you may require documentation from a medical professional. You should also gather proof of your lost wages and injuries or disability, including past earnings stubs, employer statements and any relevant medical records.

Do not lose hope after a car accident injury occurs. Taking steps to cover the costs associated with your injury can help you focus on your recovery.