Ride-share companies changed how people get around. However, with the added convenience comes some murky legal questions. For instance, you might wonder how a lawsuit after a motor vehicle accident.
According to Policy Advice, 25 percent of Americans use a ride-share app every month. It is a part of everyday life, so you must understand how to handle a worst-case scenario, such as a car crash.
Who is liable?
Filing a lawsuit against a ride-share involves multiple parties. First, you have the driver and their insurance company. Then, you have the ride-share company and their insurance providers. The ride-share business’s insurance is the most likely source of your payout. You might sue the rideshare directly if they hired a driver who does not meet specific standards. For example, New Jersey requires rideshare companies to conduct a criminal background check, routinely check driving records and ensure their vehicles meet motor vehicle inspection requirements.
Did you request a ride?
Another factor that determines your payout is the stage of the ride-share process. If you receive an injury from a driver you did not accept a ride from, ride-share companies only cover around $100,000 for bodily injuries. Once you accept a ride, ride-share companies provide around $1,000,000 in third-party liability. They also carry uninsured or underinsured coverage, protecting you against accidents with uninsured motorists.
Sustaining an injury while using ride-sharing causes a lot of uncertainty. Be assured that these companies carry insurance for their passengers. However, you should not simply accept whatever settlement they try to give you. Fight for the amount you deserve so you do not have to pay expensive medical bills alone.